Local 1233

Newark, NJ · 1 · Charter #20773 · www.local1233fcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$13.4M
50th percentile
Members
904
34th percentile
Total loans
$5.8M
48th percentile
Total shares
$10.8M
50th percentile

Profitability

Return on assets
0.69%
44th percentile
Net interest margin
4.04%
52th percentile
Efficiency ratio
72.55%
38th percentile
Non-interest income ratio
8.20%
46th percentile

Capital & Risk

Net worth ratio
18.38%
67th percentile
Delinquency rate
0.18%
73th percentile
Net charge-off rate
0.19%
52th percentile
Loan-to-share
53.57%
40th percentile

Growth

Member growth YoY
0.11%
69th percentile
Asset growth YoY
1.31%
51th percentile
Loan growth YoY
3.20%
74th percentile
Share growth YoY
0.96%
53th percentile

Operations

Members / branch
904
43th percentile
Assets / member
$14,831
85th percentile
Field of membership penetration
75.33%
88th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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