Community Star

Elyria, OH · 3 · Charter #95008 · www.commstar.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$102.1M
47th percentile
Members
7,780
51th percentile
Total loans
$68.0M
57th percentile
Total shares
$88.9M
48th percentile

Profitability

Return on assets
1.14%
58th percentile
Net interest margin
3.44%
38th percentile
Efficiency ratio
60.99%
56th percentile
Non-interest income ratio
28.07%
90th percentile

Capital & Risk

Net worth ratio
9.37%
16th percentile
Delinquency rate
0.81%
45th percentile
Net charge-off rate
0.56%
28th percentile
Loan-to-share
76.46%
65th percentile

Growth

Member growth YoY
-1.95%
34th percentile
Asset growth YoY
3.51%
47th percentile
Loan growth YoY
4.34%
67th percentile
Share growth YoY
3.27%
49th percentile

Operations

Members / branch
3,890
67th percentile
Assets / member
$13,119
39th percentile
Field of membership penetration
1.47%
23th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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