Urban Upbound

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$2.6M

15^th percentile

Members

1,363

48^th percentile

Total loans

$108.6K

4^th percentile

Total shares

$2.2M

16^th percentile

Profitability

Return on assets

-0.20%

12^th percentile

Net interest margin

2.69%

12^th percentile

Efficiency ratio

60.33%

64^th percentile

Non-interest income ratio

53.31%

98^th percentile

Capital & Risk

Net worth ratio

8.55%

8^th percentile

Delinquency rate

5.51%

6^th percentile

Net charge-off rate

35.06%

0^th percentile

Loan-to-share

4.87%

1^th percentile

Growth

Member growth YoY

-2.43%

39^th percentile

Asset growth YoY

13.71%

96^th percentile

Loan growth YoY

-24.74%

4^th percentile

Share growth YoY

20.37%

98^th percentile

Operations

Members / branch

682

32^th percentile

Assets / member

$1,901

3^th percentile

Field of membership penetration

0.42%

2^th percentile

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