Enfield Community

ENFIELD, CT · 1 · Charter #1729 · www.enfieldcommunityfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$44.2M
94th percentile
Members
3,497
90th percentile
Total loans
$17.7M
84th percentile
Total shares
$39.9M
97th percentile

Profitability

Return on assets
0.96%
57th percentile
Net interest margin
3.34%
29th percentile
Efficiency ratio
67.71%
47th percentile
Non-interest income ratio
17.97%
78th percentile

Capital & Risk

Net worth ratio
9.26%
12th percentile
Delinquency rate
0.23%
69th percentile
Net charge-off rate
0.18%
53th percentile
Loan-to-share
44.23%
27th percentile

Growth

Member growth YoY
-3.77%
26th percentile
Asset growth YoY
2.89%
62th percentile
Loan growth YoY
9.44%
88th percentile
Share growth YoY
2.21%
59th percentile

Operations

Members / branch
3,497
95th percentile
Assets / member
$12,630
75th percentile
Field of membership penetration
0.39%
2th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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