Ppg & Associates

Creighton, PA · 1 · Charter #370 · www.ppgfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$19.8M
61th percentile
Members
1,708
58th percentile
Total loans
$5.0M
44th percentile
Total shares
$17.8M
64th percentile

Profitability

Return on assets
0.28%
26th percentile
Net interest margin
3.22%
25th percentile
Efficiency ratio
90.23%
12th percentile
Non-interest income ratio
8.90%
48th percentile

Capital & Risk

Net worth ratio
16.35%
58th percentile
Delinquency rate
0.68%
51th percentile
Net charge-off rate
0.06%
65th percentile
Loan-to-share
28.00%
10th percentile

Growth

Member growth YoY
-8.52%
7th percentile
Asset growth YoY
-4.42%
18th percentile
Loan growth YoY
-12.86%
16th percentile
Share growth YoY
-5.31%
19th percentile

Operations

Members / branch
854
40th percentile
Assets / member
$11,608
68th percentile
Field of membership penetration
35.58%
49th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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