Foothills

LOUDON, TN · 1 · Charter #15015 · www.foothillsfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$87.5M
37th percentile
Members
5,273
27th percentile
Total loans
$43.0M
32th percentile
Total shares
$78.1M
40th percentile

Profitability

Return on assets
0.85%
37th percentile
Net interest margin
3.11%
21th percentile
Efficiency ratio
63.69%
47th percentile
Non-interest income ratio
20.77%
67th percentile

Capital & Risk

Net worth ratio
10.31%
27th percentile
Delinquency rate
0.28%
81th percentile
Net charge-off rate
0.21%
65th percentile
Loan-to-share
55.03%
27th percentile

Growth

Member growth YoY
0.02%
59th percentile
Asset growth YoY
-0.11%
20th percentile
Loan growth YoY
6.16%
75th percentile
Share growth YoY
-1.14%
17th percentile

Operations

Members / branch
1,758
15th percentile
Assets / member
$16,601
67th percentile
Field of membership penetration
6.59%
51th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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