Pueblo Government Agencies

Pueblo, CO · 1 · Charter #1499 · www.pgafcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$43.1M
93th percentile
Members
2,964
84th percentile
Total loans
$8.6M
60th percentile
Total shares
$37.3M
95th percentile

Profitability

Return on assets
1.44%
77th percentile
Net interest margin
3.80%
43th percentile
Efficiency ratio
65.80%
52th percentile
Non-interest income ratio
15.52%
71th percentile

Capital & Risk

Net worth ratio
12.57%
34th percentile
Delinquency rate
0.07%
80th percentile
Net charge-off rate
0.47%
34th percentile
Loan-to-share
23.10%
7th percentile

Growth

Member growth YoY
-3.55%
28th percentile
Asset growth YoY
3.13%
63th percentile
Loan growth YoY
-16.18%
10th percentile
Share growth YoY
1.36%
55th percentile

Operations

Members / branch
1,482
64th percentile
Assets / member
$14,550
84th percentile
Field of membership penetration
53.89%
71th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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