Education Personnel

Danville, IL · 1 · Charter #1969 · www.educationpersonnelfcu.co
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$72.4M
23th percentile
Members
4,266
16th percentile
Total loans
$30.3M
15th percentile
Total shares
$63.6M
27th percentile

Profitability

Return on assets
0.52%
18th percentile
Net interest margin
2.99%
18th percentile
Efficiency ratio
77.37%
10th percentile
Non-interest income ratio
19.48%
61th percentile

Capital & Risk

Net worth ratio
12.21%
50th percentile
Delinquency rate
1.16%
26th percentile
Net charge-off rate
0.30%
53th percentile
Loan-to-share
47.66%
18th percentile

Growth

Member growth YoY
1.86%
78th percentile
Asset growth YoY
4.19%
52th percentile
Loan growth YoY
-7.36%
10th percentile
Share growth YoY
3.31%
50th percentile

Operations

Members / branch
2,133
24th percentile
Assets / member
$16,964
70th percentile
Field of membership penetration
35.55%
83th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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