Wes

Willoughby, OH · 2 · Charter #61233 · www.wescreditunion.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$13.9M
51th percentile
Members
1,509
52th percentile
Total loans
$3.4M
33th percentile
Total shares
$12.4M
53th percentile

Profitability

Return on assets
0.96%
58th percentile
Net interest margin
3.73%
41th percentile
Efficiency ratio
72.73%
38th percentile
Non-interest income ratio
7.74%
44th percentile

Capital & Risk

Net worth ratio
9.96%
15th percentile
Delinquency rate
1.14%
38th percentile
Net charge-off rate
0.45%
35th percentile
Loan-to-share
27.01%
9th percentile

Growth

Member growth YoY
-13.92%
3th percentile
Asset growth YoY
-1.36%
34th percentile
Loan growth YoY
-2.81%
51th percentile
Share growth YoY
-3.18%
28th percentile

Operations

Members / branch
755
36th percentile
Assets / member
$9,186
49th percentile
Field of membership penetration
49.48%
65th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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