Dutrac Community

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$1.2B

15^th percentile

Members

53,305

6^th percentile

Total loans

$913.5M

18^th percentile

Total shares

$1.1B

20^th percentile

Profitability

Return on assets

0.93%

45^th percentile

Net interest margin

2.85%

27^th percentile

Efficiency ratio

46.54%

71^th percentile

Non-interest income ratio

12.72%

14^th percentile

Capital & Risk

Net worth ratio

11.59%

65^th percentile

Delinquency rate

0.95%

32^th percentile

Net charge-off rate

0.30%

78^th percentile

Loan-to-share

85.77%

41^th percentile

Growth

Member growth YoY

0.05%

25^th percentile

Asset growth YoY

2.52%

24^th percentile

Loan growth YoY

2.15%

30^th percentile

Share growth YoY

1.45%

17^th percentile

Operations

Members / branch

3,554

4^th percentile

Assets / member

$22,679

81^th percentile

Field of membership penetration

2.75%