Family Advantage

Spring Hill, TN · 1 · Charter #24603 · www.myfafcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$91.1M
39th percentile
Members
7,224
47th percentile
Total loans
$41.3M
29th percentile
Total shares
$82.3M
44th percentile

Profitability

Return on assets
0.50%
17th percentile
Net interest margin
4.12%
76th percentile
Efficiency ratio
75.48%
13th percentile
Non-interest income ratio
15.83%
42th percentile

Capital & Risk

Net worth ratio
9.41%
16th percentile
Delinquency rate
1.62%
15th percentile
Net charge-off rate
2.78%
1th percentile
Loan-to-share
50.17%
20th percentile

Growth

Member growth YoY
-3.56%
19th percentile
Asset growth YoY
-5.97%
2th percentile
Loan growth YoY
-23.18%
0th percentile
Share growth YoY
-1.27%
16th percentile

Operations

Members / branch
1,806
16th percentile
Assets / member
$12,605
34th percentile
Field of membership penetration
32.04%
80th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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