Stark

canton, OH · 1 · Charter #14120 · www.starkcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$211.6M
92th percentile
Members
16,434
93th percentile
Total loans
$121.6M
87th percentile
Total shares
$183.9M
93th percentile

Profitability

Return on assets
1.67%
83th percentile
Net interest margin
3.48%
40th percentile
Efficiency ratio
46.10%
89th percentile
Non-interest income ratio
14.69%
37th percentile

Capital & Risk

Net worth ratio
12.92%
59th percentile
Delinquency rate
0.78%
46th percentile
Net charge-off rate
0.38%
45th percentile
Loan-to-share
66.12%
46th percentile

Growth

Member growth YoY
1.77%
77th percentile
Asset growth YoY
9.34%
86th percentile
Loan growth YoY
8.25%
81th percentile
Share growth YoY
9.10%
85th percentile

Operations

Members / branch
5,478
86th percentile
Assets / member
$12,873
36th percentile
Field of membership penetration
1.25%
20th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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