Centuryfirst

HATTIESBURG, MS · 1 · Charter #24668 · www.CenturyFirstFCU.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$137.3M
67th percentile
Members
12,842
83th percentile
Total loans
$113.2M
83th percentile
Total shares
$113.7M
65th percentile

Profitability

Return on assets
2.52%
98th percentile
Net interest margin
5.99%
99th percentile
Efficiency ratio
50.65%
82th percentile
Non-interest income ratio
12.35%
26th percentile

Capital & Risk

Net worth ratio
15.15%
78th percentile
Delinquency rate
2.07%
9th percentile
Net charge-off rate
1.55%
4th percentile
Loan-to-share
99.56%
95th percentile

Growth

Member growth YoY
1.63%
76th percentile
Asset growth YoY
48.14%
99th percentile
Loan growth YoY
41.28%
99th percentile
Share growth YoY
60.69%
100th percentile

Operations

Members / branch
1,427
7th percentile
Assets / member
$10,695
18th percentile
Field of membership penetration
10.88%
60th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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