Cochise

Willcox, AZ · 2 · Charter #60151 · www.cochisecu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$73.3M
24th percentile
Members
5,789
32th percentile
Total loans
$46.8M
36th percentile
Total shares
$60.6M
23th percentile

Profitability

Return on assets
2.39%
97th percentile
Net interest margin
4.06%
73th percentile
Efficiency ratio
45.74%
90th percentile
Non-interest income ratio
18.68%
58th percentile

Capital & Risk

Net worth ratio
17.00%
86th percentile
Delinquency rate
1.08%
30th percentile
Net charge-off rate
0.12%
80th percentile
Loan-to-share
77.17%
66th percentile

Growth

Member growth YoY
2.46%
83th percentile
Asset growth YoY
9.14%
85th percentile
Loan growth YoY
1.83%
53th percentile
Share growth YoY
7.95%
81th percentile

Operations

Members / branch
5,789
88th percentile
Assets / member
$12,657
35th percentile
Field of membership penetration
40.65%
86th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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