Platinum

Duluth, GA · 1 · Charter #24631 · www.Platinumfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$347.4M
28th percentile
Members
13,500
6th percentile
Total loans
$255.1M
39th percentile
Total shares
$310.1M
32th percentile

Profitability

Return on assets
1.85%
92th percentile
Net interest margin
3.05%
26th percentile
Efficiency ratio
42.85%
94th percentile
Non-interest income ratio
22.86%
73th percentile

Capital & Risk

Net worth ratio
10.32%
41th percentile
Delinquency rate
0.63%
58th percentile
Net charge-off rate
0.16%
82th percentile
Loan-to-share
82.28%
57th percentile

Growth

Member growth YoY
8.76%
96th percentile
Asset growth YoY
8.57%
78th percentile
Loan growth YoY
11.75%
87th percentile
Share growth YoY
7.59%
76th percentile

Operations

Members / branch
2,700
11th percentile
Assets / member
$25,735
91th percentile
Field of membership penetration
13.50%
78th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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