Paterson Police

Paterson, NJ · 1 · Charter #8339 · www.patersonpolicefcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.6M
23th percentile
Members
531
19th percentile
Total loans
$1.5M
19th percentile
Total shares
$3.7M
24th percentile

Profitability

Return on assets
-0.08%
14th percentile
Net interest margin
2.99%
19th percentile
Efficiency ratio
63.88%
56th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
19.94%
74th percentile
Delinquency rate
0.82%
47th percentile
Net charge-off rate
0.94%
18th percentile
Loan-to-share
41.57%
24th percentile

Growth

Member growth YoY
1.34%
79th percentile
Asset growth YoY
-5.09%
16th percentile
Loan growth YoY
9.38%
88th percentile
Share growth YoY
-6.23%
16th percentile

Operations

Members / branch
531
24th percentile
Assets / member
$8,754
46th percentile
Field of membership penetration
50.72%
67th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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