National Employees

BLUEFIELD, WV · 1 · Charter #5713 · www.nationalemployeesfcu.co
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$14.1M
52th percentile
Members
3,016
85th percentile
Total loans
$8.7M
61th percentile
Total shares
$12.1M
53th percentile

Profitability

Return on assets
0.42%
32th percentile
Net interest margin
4.52%
70th percentile
Efficiency ratio
79.14%
25th percentile
Non-interest income ratio
11.96%
59th percentile

Capital & Risk

Net worth ratio
13.81%
43th percentile
Delinquency rate
0.75%
49th percentile
Net charge-off rate
1.25%
13th percentile
Loan-to-share
71.78%
66th percentile

Growth

Member growth YoY
1.14%
78th percentile
Asset growth YoY
-4.63%
18th percentile
Loan growth YoY
4.31%
77th percentile
Share growth YoY
-5.62%
18th percentile

Operations

Members / branch
3,016
92th percentile
Assets / member
$4,679
15th percentile
Field of membership penetration
50.27%
67th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for National Employees?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo