Rock Valley

Loves Park, IL · 2 · Charter #68687 · www.rockvalleycreditunion.or
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$172.3M
80th percentile
Members
15,693
92th percentile
Total loans
$134.2M
91th percentile
Total shares
$149.6M
82th percentile

Profitability

Return on assets
1.29%
67th percentile
Net interest margin
3.91%
65th percentile
Efficiency ratio
68.82%
30th percentile
Non-interest income ratio
35.38%
97th percentile

Capital & Risk

Net worth ratio
11.60%
42th percentile
Delinquency rate
0.94%
37th percentile
Net charge-off rate
0.39%
44th percentile
Loan-to-share
89.76%
86th percentile

Growth

Member growth YoY
1.12%
71th percentile
Asset growth YoY
6.21%
71th percentile
Loan growth YoY
3.01%
59th percentile
Share growth YoY
8.83%
84th percentile

Operations

Members / branch
3,923
68th percentile
Assets / member
$10,978
20th percentile
Field of membership penetration
1.79%
26th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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