Associated Healthcare

Woodbury, MN · 2 · Charter #60466 · www.ahcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$171.0M
79th percentile
Members
12,310
81th percentile
Total loans
$125.9M
88th percentile
Total shares
$151.0M
82th percentile

Profitability

Return on assets
1.10%
55th percentile
Net interest margin
3.27%
29th percentile
Efficiency ratio
55.34%
71th percentile
Non-interest income ratio
17.74%
53th percentile

Capital & Risk

Net worth ratio
13.37%
63th percentile
Delinquency rate
0.42%
71th percentile
Net charge-off rate
0.28%
55th percentile
Loan-to-share
83.38%
77th percentile

Growth

Member growth YoY
-1.18%
43th percentile
Asset growth YoY
5.19%
62th percentile
Loan growth YoY
0.53%
46th percentile
Share growth YoY
6.44%
74th percentile

Operations

Members / branch
2,462
35th percentile
Assets / member
$13,893
46th percentile
Field of membership penetration
5.20%
47th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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