Prestige Community

Dallas, TX · 2 · Charter #67507 · www.prestigecu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$118.4M
57th percentile
Members
7,908
53th percentile
Total loans
$92.3M
72th percentile
Total shares
$105.5M
60th percentile

Profitability

Return on assets
0.85%
37th percentile
Net interest margin
3.66%
50th percentile
Efficiency ratio
57.50%
65th percentile
Non-interest income ratio
17.81%
53th percentile

Capital & Risk

Net worth ratio
8.66%
8th percentile
Delinquency rate
0.97%
35th percentile
Net charge-off rate
1.34%
6th percentile
Loan-to-share
87.54%
83th percentile

Growth

Member growth YoY
-5.38%
11th percentile
Asset growth YoY
-3.15%
7th percentile
Loan growth YoY
-7.23%
11th percentile
Share growth YoY
-2.16%
12th percentile

Operations

Members / branch
3,954
69th percentile
Assets / member
$14,975
55th percentile
Field of membership penetration
0.60%
8th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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