Berylco Employees'

HAMBURG, PA · 2 · Charter #62656
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.7M
11th percentile
Members
128
3th percentile
Total loans
$247.6K
6th percentile
Total shares
$684.3K
7th percentile

Profitability

Return on assets
0.28%
26th percentile
Net interest margin
2.64%
11th percentile
Efficiency ratio
77.77%
28th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
59.60%
99th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
36.19%
18th percentile

Growth

Member growth YoY
-5.19%
17th percentile
Asset growth YoY
-3.55%
22th percentile
Loan growth YoY
6.55%
83th percentile
Share growth YoY
-8.99%
10th percentile

Operations

Members / branch
128
4th percentile
Assets / member
$13,372
78th percentile
Field of membership penetration
12.80%
26th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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