I.L.W.U.

Long Beach, CA · 1 · Charter #24916 · www.ilwucu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$567.1M
65th percentile
Members
30,502
54th percentile
Total loans
$401.3M
67th percentile
Total shares
$513.1M
68th percentile

Profitability

Return on assets
1.27%
70th percentile
Net interest margin
3.66%
65th percentile
Efficiency ratio
57.45%
59th percentile
Non-interest income ratio
20.04%
56th percentile

Capital & Risk

Net worth ratio
9.62%
28th percentile
Delinquency rate
0.60%
61th percentile
Net charge-off rate
0.27%
67th percentile
Loan-to-share
78.21%
43th percentile

Growth

Member growth YoY
10.78%
97th percentile
Asset growth YoY
12.96%
94th percentile
Loan growth YoY
10.57%
83th percentile
Share growth YoY
16.08%
97th percentile

Operations

Members / branch
4,357
44th percentile
Assets / member
$18,592
68th percentile
Field of membership penetration
28.85%
88th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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