Yonkers Teachers

Yonkers, NY · 1 · Charter #2819
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$56.5M
7th percentile
Members
2,602
3th percentile
Total loans
$2.9M
0th percentile
Total shares
$47.8M
7th percentile

Profitability

Return on assets
0.26%
8th percentile
Net interest margin
1.56%
1th percentile
Efficiency ratio
35.69%
97th percentile
Non-interest income ratio
0.00%
0th percentile

Capital & Risk

Net worth ratio
15.20%
78th percentile
Delinquency rate
0.68%
53th percentile
Net charge-off rate
0.32%
51th percentile
Loan-to-share
6.08%
0th percentile

Growth

Member growth YoY
-1.06%
45th percentile
Asset growth YoY
-4.12%
4th percentile
Loan growth YoY
-8.73%
8th percentile
Share growth YoY
-5.06%
4th percentile

Operations

Members / branch
2,602
38th percentile
Assets / member
$21,697
89th percentile
Field of membership penetration
57.82%
92th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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