Rally

Corpus Christi, TX · 2 · Charter #68615 · www.rallycu.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.7B
83th percentile
Members
238,742
80th percentile
Total loans
$4.1B
88th percentile
Total shares
$3.9B
83th percentile

Profitability

Return on assets
2.09%
95th percentile
Net interest margin
3.72%
83th percentile
Efficiency ratio
39.10%
89th percentile
Non-interest income ratio
19.57%
57th percentile

Capital & Risk

Net worth ratio
13.77%
88th percentile
Delinquency rate
0.96%
31th percentile
Net charge-off rate
1.14%
9th percentile
Loan-to-share
105.14%
90th percentile

Growth

Member growth YoY
4.45%
71th percentile
Asset growth YoY
4.69%
41th percentile
Loan growth YoY
4.97%
50th percentile
Share growth YoY
4.77%
44th percentile

Operations

Members / branch
10,852
78th percentile
Assets / member
$19,743
65th percentile
Field of membership penetration
0.82%
4th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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