Generations

LA PORTE, IN · 1 · Charter #23156 · www.laportegenerationsfeder
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$11.9M
46th percentile
Members
1,479
52th percentile
Total loans
$6.9M
54th percentile
Total shares
$10.2M
48th percentile

Profitability

Return on assets
1.90%
89th percentile
Net interest margin
4.63%
73th percentile
Efficiency ratio
63.67%
57th percentile
Non-interest income ratio
21.06%
84th percentile

Capital & Risk

Net worth ratio
13.99%
44th percentile
Delinquency rate
0.08%
79th percentile
Net charge-off rate
0.45%
35th percentile
Loan-to-share
68.17%
60th percentile

Growth

Member growth YoY
-0.14%
65th percentile
Asset growth YoY
2.12%
57th percentile
Loan growth YoY
-2.72%
51th percentile
Share growth YoY
0.57%
50th percentile

Operations

Members / branch
740
35th percentile
Assets / member
$8,022
39th percentile
Field of membership penetration
97.82%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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