California Adventist

Glendale, CA · 1 · Charter #24238 · www.CAFCU.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$46.9M
98th percentile
Members
2,003
66th percentile
Total loans
$28.3M
97th percentile
Total shares
$37.7M
95th percentile

Profitability

Return on assets
0.73%
46th percentile
Net interest margin
2.95%
18th percentile
Efficiency ratio
56.57%
73th percentile
Non-interest income ratio
5.02%
34th percentile

Capital & Risk

Net worth ratio
18.87%
70th percentile
Delinquency rate
0.01%
84th percentile
Net charge-off rate
0.05%
67th percentile
Loan-to-share
75.25%
70th percentile

Growth

Member growth YoY
-4.39%
21th percentile
Asset growth YoY
4.75%
72th percentile
Loan growth YoY
-5.13%
41th percentile
Share growth YoY
4.53%
72th percentile

Operations

Members / branch
2,003
78th percentile
Assets / member
$23,392
98th percentile
Field of membership penetration
3.08%
14th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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