Your Choice

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$13.2M

49^th percentile

Members

1,440

51^th percentile

Total loans

$3.0M

31^th percentile

Total shares

$11.5M

51^th percentile

Profitability

Return on assets

0.45%

33^th percentile

Net interest margin

3.58%

35^th percentile

Efficiency ratio

85.86%

16^th percentile

Non-interest income ratio

18.41%

79^th percentile

Capital & Risk

Net worth ratio

12.72%

36^th percentile

Delinquency rate

0.33%

65^th percentile

Net charge-off rate

0.17%

54^th percentile

Loan-to-share

26.57%

9^th percentile

Growth

Member growth YoY

-4.06%

23^th percentile

Asset growth YoY

1.56%

53^th percentile

Loan growth YoY

1.50%

69^th percentile

Share growth YoY

0.79%

52^th percentile

Operations

Members / branch

720

34^th percentile

Assets / member

$9,138

49^th percentile

Field of membership penetration

57.60%

74^th percentile

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