Texas Lee

Houston, TX · 1 · Charter #18218 · www.texaslee.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$913.0K
6th percentile
Members
104
2th percentile
Total loans
$485.7K
9th percentile
Total shares
$527.4K
6th percentile

Profitability

Return on assets
1.65%
84th percentile
Net interest margin
2.67%
12th percentile
Efficiency ratio
24.78%
98th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
13.10%
38th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
92.09%
89th percentile

Growth

Member growth YoY
-2.80%
35th percentile
Asset growth YoY
-0.58%
38th percentile
Loan growth YoY
-15.57%
11th percentile
Share growth YoY
-3.63%
26th percentile

Operations

Members / branch
104
3th percentile
Assets / member
$8,779
46th percentile
Field of membership penetration
20.80%
34th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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