Highway District 19 Employees

ATLANTA, TX · 2 · Charter #60491
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.3M
34th percentile
Members
1,450
51th percentile
Total loans
$5.6M
47th percentile
Total shares
$5.8M
33th percentile

Profitability

Return on assets
0.58%
39th percentile
Net interest margin
5.18%
86th percentile
Efficiency ratio
87.94%
14th percentile
Non-interest income ratio
5.98%
37th percentile

Capital & Risk

Net worth ratio
20.11%
74th percentile
Delinquency rate
0.67%
51th percentile
Net charge-off rate
0.27%
47th percentile
Loan-to-share
96.08%
92th percentile

Growth

Member growth YoY
-2.23%
41th percentile
Asset growth YoY
-8.00%
9th percentile
Loan growth YoY
-2.75%
51th percentile
Share growth YoY
-7.88%
12th percentile

Operations

Members / branch
1,450
63th percentile
Assets / member
$5,067
17th percentile
Field of membership penetration
14.50%
27th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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