Alpine

Orem, UT · 2 · Charter #64332 · www.alpinecu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$359.4M
32th percentile
Members
19,916
25th percentile
Total loans
$247.5M
36th percentile
Total shares
$320.9M
35th percentile

Profitability

Return on assets
0.89%
42th percentile
Net interest margin
3.02%
24th percentile
Efficiency ratio
53.92%
70th percentile
Non-interest income ratio
14.09%
21th percentile

Capital & Risk

Net worth ratio
9.92%
34th percentile
Delinquency rate
0.62%
59th percentile
Net charge-off rate
0.21%
75th percentile
Loan-to-share
77.12%
41th percentile

Growth

Member growth YoY
-1.10%
31th percentile
Asset growth YoY
7.71%
71th percentile
Loan growth YoY
4.09%
51th percentile
Share growth YoY
7.75%
77th percentile

Operations

Members / branch
3,983
37th percentile
Assets / member
$18,045
64th percentile
Field of membership penetration
2.84%
37th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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