Soarion

SAN ANTONIO, TX · 1 · Charter #8169 · www.soarion.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$563.1M
65th percentile
Members
59,540
94th percentile
Total loans
$421.1M
70th percentile
Total shares
$491.5M
66th percentile

Profitability

Return on assets
0.64%
29th percentile
Net interest margin
3.57%
58th percentile
Efficiency ratio
66.71%
21th percentile
Non-interest income ratio
26.18%
84th percentile

Capital & Risk

Net worth ratio
6.10%
0th percentile
Delinquency rate
1.94%
5th percentile
Net charge-off rate
1.57%
5th percentile
Loan-to-share
85.68%
63th percentile

Growth

Member growth YoY
7.90%
95th percentile
Asset growth YoY
-8.29%
1th percentile
Loan growth YoY
-9.53%
3th percentile
Share growth YoY
-8.68%
1th percentile

Operations

Members / branch
7,443
85th percentile
Assets / member
$9,457
2th percentile
Field of membership penetration
74.42%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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