Bva

Belle Vernon, PA · 1 · Charter #16063 · www.bvafcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$38.1M
87th percentile
Members
2,218
71th percentile
Total loans
$9.2M
63th percentile
Total shares
$34.5M
90th percentile

Profitability

Return on assets
0.70%
45th percentile
Net interest margin
2.58%
10th percentile
Efficiency ratio
56.22%
74th percentile
Non-interest income ratio
6.57%
39th percentile

Capital & Risk

Net worth ratio
9.31%
12th percentile
Delinquency rate
3.01%
15th percentile
Net charge-off rate
0.29%
44th percentile
Loan-to-share
26.76%
9th percentile

Growth

Member growth YoY
-3.98%
24th percentile
Asset growth YoY
6.17%
81th percentile
Loan growth YoY
-11.41%
19th percentile
Share growth YoY
6.12%
81th percentile

Operations

Members / branch
2,218
82th percentile
Assets / member
$17,162
92th percentile
Field of membership penetration
22.18%
35th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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