Somerset

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$259.0M

4^th percentile

Members

11,649

3^th percentile

Total loans

$170.0M

11^th percentile

Total shares

$224.1M

3^th percentile

Profitability

Return on assets

0.59%

26^th percentile

Net interest margin

2.59%

9^th percentile

Efficiency ratio

60.95%

41^th percentile

Non-interest income ratio

14.81%

26^th percentile

Capital & Risk

Net worth ratio

12.37%

71^th percentile

Delinquency rate

0.17%

94^th percentile

Net charge-off rate

0.02%

99^th percentile

Loan-to-share

75.86%

38^th percentile

Growth

Member growth YoY

3.04%

77^th percentile

Asset growth YoY

9.35%

83^th percentile

Loan growth YoY

12.06%

87^th percentile

Share growth YoY

6.62%

69^th percentile

Operations

Members / branch

5,825

71^th percentile

Assets / member

$22,232

84^th percentile

Field of membership penetration

4.66%

52^th percentile

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