Choptank Electric Coop Employ

Denton, MD · 1 · Charter #20656
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.7M
15th percentile
Members
277
9th percentile
Total loans
$836.2K
13th percentile
Total shares
$1.9M
15th percentile

Profitability

Return on assets
0.69%
44th percentile
Net interest margin
2.54%
9th percentile
Efficiency ratio
39.91%
92th percentile
Non-interest income ratio
1.48%
16th percentile

Capital & Risk

Net worth ratio
30.16%
92th percentile
Delinquency rate
2.99%
15th percentile
Net charge-off rate
-0.39%
98th percentile
Loan-to-share
44.97%
28th percentile

Growth

Member growth YoY
1.84%
83th percentile
Asset growth YoY
7.69%
87th percentile
Loan growth YoY
10.64%
90th percentile
Share growth YoY
10.28%
91th percentile

Operations

Members / branch
277
12th percentile
Assets / member
$9,614
53th percentile
Field of membership penetration
72.89%
87th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Choptank Electric Coop Employ?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo