Shaker Heights

Shaker Heights, OH · 1 · Charter #3787
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.2M
9th percentile
Members
134
3th percentile
Total loans
$426.1K
9th percentile
Total shares
$932.9K
9th percentile

Profitability

Return on assets
0.01%
16th percentile
Net interest margin
3.12%
22th percentile
Efficiency ratio
65.95%
52th percentile
Non-interest income ratio
0.12%
6th percentile

Capital & Risk

Net worth ratio
23.83%
84th percentile
Delinquency rate
17.09%
1th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
45.68%
29th percentile

Growth

Member growth YoY
-11.84%
4th percentile
Asset growth YoY
-3.36%
23th percentile
Loan growth YoY
-23.21%
4th percentile
Share growth YoY
-4.41%
23th percentile

Operations

Members / branch
134
4th percentile
Assets / member
$9,191
50th percentile
Field of membership penetration
26.80%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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