Cs

Catawba, NC · 2 · Charter #66856 · www.csnccreditunion.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$29.7M
77th percentile
Members
2,832
82th percentile
Total loans
$16.7M
82th percentile
Total shares
$24.5M
76th percentile

Profitability

Return on assets
0.81%
51th percentile
Net interest margin
4.07%
54th percentile
Efficiency ratio
72.22%
39th percentile
Non-interest income ratio
9.35%
50th percentile

Capital & Risk

Net worth ratio
18.91%
70th percentile
Delinquency rate
0.27%
67th percentile
Net charge-off rate
0.12%
59th percentile
Loan-to-share
68.21%
61th percentile

Growth

Member growth YoY
-0.39%
62th percentile
Asset growth YoY
-3.67%
21th percentile
Loan growth YoY
7.92%
86th percentile
Share growth YoY
-5.70%
18th percentile

Operations

Members / branch
1,416
62th percentile
Assets / member
$10,496
60th percentile
Field of membership penetration
56.64%
73th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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