Millstream Area

Findlay, OH · 3 · Charter #96756 · www.millstreamcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$70.6M
22th percentile
Members
7,786
51th percentile
Total loans
$34.8M
20th percentile
Total shares
$61.7M
24th percentile

Profitability

Return on assets
1.31%
68th percentile
Net interest margin
4.45%
87th percentile
Efficiency ratio
73.86%
16th percentile
Non-interest income ratio
34.66%
97th percentile

Capital & Risk

Net worth ratio
11.95%
46th percentile
Delinquency rate
1.36%
21th percentile
Net charge-off rate
0.12%
80th percentile
Loan-to-share
56.43%
30th percentile

Growth

Member growth YoY
0.23%
61th percentile
Asset growth YoY
13.00%
94th percentile
Loan growth YoY
10.80%
89th percentile
Share growth YoY
13.22%
93th percentile

Operations

Members / branch
2,595
38th percentile
Assets / member
$9,072
9th percentile
Field of membership penetration
1.81%
26th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Millstream Area?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo