First Baptist Church (stratford)

Stratford, CT · 1 · Charter #21614
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$344.4K
2th percentile
Members
155
4th percentile
Total loans
$55.3K
3th percentile
Total shares
$318.0K
3th percentile

Profitability

Return on assets
0.19%
23th percentile
Net interest margin
2.73%
13th percentile
Efficiency ratio
88.57%
13th percentile
Non-interest income ratio
0.20%
8th percentile

Capital & Risk

Net worth ratio
7.65%
4th percentile
Delinquency rate
1.97%
25th percentile
Net charge-off rate
-0.10%
96th percentile
Loan-to-share
17.39%
4th percentile

Growth

Member growth YoY
-24.76%
1th percentile
Asset growth YoY
-2.87%
25th percentile
Loan growth YoY
16.94%
95th percentile
Share growth YoY
-3.34%
27th percentile

Operations

Members / branch
155
5th percentile
Assets / member
$2,222
5th percentile
Field of membership penetration
100.00%
99th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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