Local 20 IBEW

GRAND PRAIRIE, TX · 1 · Charter #16429 · www.local20ibewfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.4M
37th percentile
Members
3,903
94th percentile
Total loans
$4.4M
40th percentile
Total shares
$4.8M
29th percentile

Profitability

Return on assets
0.27%
26th percentile
Net interest margin
5.78%
93th percentile
Efficiency ratio
89.96%
12th percentile
Non-interest income ratio
24.61%
90th percentile

Capital & Risk

Net worth ratio
7.16%
2th percentile
Delinquency rate
3.99%
10th percentile
Net charge-off rate
0.51%
31th percentile
Loan-to-share
93.02%
89th percentile

Growth

Member growth YoY
14.59%
98th percentile
Asset growth YoY
9.79%
91th percentile
Loan growth YoY
-0.54%
60th percentile
Share growth YoY
7.59%
86th percentile

Operations

Members / branch
3,903
97th percentile
Assets / member
$2,161
4th percentile
Field of membership penetration
97.58%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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