Beverly Hills City Employees

BEVERLY HILLS, CA · 1 · Charter #9823 · www.bhcefcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$15.7M
55th percentile
Members
1,543
53th percentile
Total loans
$6.7M
53th percentile
Total shares
$13.6M
56th percentile

Profitability

Return on assets
-1.46%
4th percentile
Net interest margin
3.86%
46th percentile
Efficiency ratio
118.24%
3th percentile
Non-interest income ratio
6.99%
42th percentile

Capital & Risk

Net worth ratio
15.44%
53th percentile
Delinquency rate
1.10%
39th percentile
Net charge-off rate
0.73%
24th percentile
Loan-to-share
49.21%
33th percentile

Growth

Member growth YoY
-2.83%
35th percentile
Asset growth YoY
-6.41%
12th percentile
Loan growth YoY
-5.75%
38th percentile
Share growth YoY
-7.14%
14th percentile

Operations

Members / branch
772
37th percentile
Assets / member
$10,201
58th percentile
Field of membership penetration
61.72%
78th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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