Empower Blue

TOPEKA, KS · 2 · Charter #60295 · www.empowerbluecu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$53.7M
4th percentile
Members
3,489
9th percentile
Total loans
$28.8M
13th percentile
Total shares
$44.3M
3th percentile

Profitability

Return on assets
0.66%
26th percentile
Net interest margin
3.13%
23th percentile
Efficiency ratio
59.87%
59th percentile
Non-interest income ratio
12.97%
29th percentile

Capital & Risk

Net worth ratio
18.21%
90th percentile
Delinquency rate
0.89%
40th percentile
Net charge-off rate
0.03%
94th percentile
Loan-to-share
65.05%
45th percentile

Growth

Member growth YoY
-3.03%
24th percentile
Asset growth YoY
0.37%
22th percentile
Loan growth YoY
-5.07%
18th percentile
Share growth YoY
0.89%
29th percentile

Operations

Members / branch
1,745
14th percentile
Assets / member
$15,381
58th percentile
Field of membership penetration
77.53%
97th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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