Uintah

VERNAL, UT · 2 · Charter #67156
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.0M
21th percentile
Members
938
35th percentile
Total loans
$1.1M
15th percentile
Total shares
$3.2M
21th percentile

Profitability

Return on assets
2.53%
96th percentile
Net interest margin
4.37%
65th percentile
Efficiency ratio
41.27%
91th percentile
Non-interest income ratio
2.32%
21th percentile

Capital & Risk

Net worth ratio
19.84%
73th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.16%
55th percentile
Loan-to-share
33.77%
15th percentile

Growth

Member growth YoY
-0.64%
59th percentile
Asset growth YoY
-12.02%
3th percentile
Loan growth YoY
16.47%
94th percentile
Share growth YoY
-16.82%
2th percentile

Operations

Members / branch
938
44th percentile
Assets / member
$4,261
12th percentile
Field of membership penetration
37.52%
52th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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