Quaker Oats

CEDAR RAPIDS, IA · 2 · Charter #64991 · www.quakeroatscu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$12.9M
49th percentile
Members
1,305
47th percentile
Total loans
$5.8M
48th percentile
Total shares
$10.7M
49th percentile

Profitability

Return on assets
1.57%
81th percentile
Net interest margin
5.03%
83th percentile
Efficiency ratio
68.49%
46th percentile
Non-interest income ratio
9.20%
50th percentile

Capital & Risk

Net worth ratio
16.68%
60th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.18%
53th percentile
Loan-to-share
54.32%
41th percentile

Growth

Member growth YoY
-2.90%
34th percentile
Asset growth YoY
5.61%
77th percentile
Loan growth YoY
-0.44%
61th percentile
Share growth YoY
5.01%
75th percentile

Operations

Members / branch
1,305
58th percentile
Assets / member
$9,906
55th percentile
Field of membership penetration
26.10%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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