Paper Converters Local 286/1034

PHILADELPHIA, PA · 1 · Charter #23556
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.8M
12th percentile
Members
2,169
70th percentile
Total loans
$852.8K
13th percentile
Total shares
$1.5M
12th percentile

Profitability

Return on assets
0.63%
41th percentile
Net interest margin
6.43%
97th percentile
Efficiency ratio
89.49%
13th percentile
Non-interest income ratio
8.16%
45th percentile

Capital & Risk

Net worth ratio
7.15%
2th percentile
Delinquency rate
0.09%
78th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
58.61%
48th percentile

Growth

Member growth YoY
-1.23%
52th percentile
Asset growth YoY
-2.91%
25th percentile
Loan growth YoY
-0.02%
62th percentile
Share growth YoY
-9.00%
10th percentile

Operations

Members / branch
2,169
81th percentile
Assets / member
$847
1th percentile
Field of membership penetration
43.38%
59th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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