Chattanooga Federal Employees

Chattanooga, TN · 2 · Charter #62537 · www.cfecu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$73.6M
25th percentile
Members
2,836
4th percentile
Total loans
$40.4M
28th percentile
Total shares
$60.9M
23th percentile

Profitability

Return on assets
0.98%
47th percentile
Net interest margin
2.82%
12th percentile
Efficiency ratio
41.07%
94th percentile
Non-interest income ratio
7.49%
8th percentile

Capital & Risk

Net worth ratio
17.14%
87th percentile
Delinquency rate
1.16%
27th percentile
Net charge-off rate
0.36%
47th percentile
Loan-to-share
66.33%
46th percentile

Growth

Member growth YoY
-0.60%
50th percentile
Asset growth YoY
3.24%
44th percentile
Loan growth YoY
0.35%
45th percentile
Share growth YoY
3.05%
47th percentile

Operations

Members / branch
2,836
43th percentile
Assets / member
$25,935
94th percentile
Field of membership penetration
47.27%
88th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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