Pioneer Valley

Springfield, MA · 1 · Charter #24443 · www.pvcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$160.4M
76th percentile
Members
11,560
77th percentile
Total loans
$125.8M
88th percentile
Total shares
$125.4M
71th percentile

Profitability

Return on assets
0.86%
38th percentile
Net interest margin
3.24%
28th percentile
Efficiency ratio
54.77%
73th percentile
Non-interest income ratio
23.48%
78th percentile

Capital & Risk

Net worth ratio
11.63%
42th percentile
Delinquency rate
0.42%
71th percentile
Net charge-off rate
0.50%
33th percentile
Loan-to-share
100.35%
95th percentile

Growth

Member growth YoY
1.28%
72th percentile
Asset growth YoY
3.81%
49th percentile
Loan growth YoY
2.83%
58th percentile
Share growth YoY
4.62%
61th percentile

Operations

Members / branch
2,890
45th percentile
Assets / member
$13,877
45th percentile
Field of membership penetration
38.53%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Pioneer Valley?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo