Sea Comm

MASSENA, NY · 1 · Charter #15672 · www.seacomm.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$756.7M
83th percentile
Members
56,384
92th percentile
Total loans
$433.1M
71th percentile
Total shares
$625.4M
82th percentile

Profitability

Return on assets
1.55%
83th percentile
Net interest margin
3.84%
74th percentile
Efficiency ratio
57.71%
57th percentile
Non-interest income ratio
23.40%
74th percentile

Capital & Risk

Net worth ratio
17.72%
97th percentile
Delinquency rate
0.85%
38th percentile
Net charge-off rate
0.28%
65th percentile
Loan-to-share
69.25%
25th percentile

Growth

Member growth YoY
1.83%
64th percentile
Asset growth YoY
-2.54%
7th percentile
Loan growth YoY
0.44%
29th percentile
Share growth YoY
-2.52%
5th percentile

Operations

Members / branch
6,265
76th percentile
Assets / member
$13,420
24th percentile
Field of membership penetration
8.84%
70th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Sea Comm?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo