Postal Family

FARGO, ND · 1 · Charter #951 · www.postalfamilyfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$29.5M
76th percentile
Members
2,273
73th percentile
Total loans
$9.5M
63th percentile
Total shares
$26.4M
79th percentile

Profitability

Return on assets
1.01%
59th percentile
Net interest margin
3.72%
40th percentile
Efficiency ratio
64.75%
54th percentile
Non-interest income ratio
12.47%
61th percentile

Capital & Risk

Net worth ratio
10.44%
18th percentile
Delinquency rate
0.29%
66th percentile
Net charge-off rate
1.05%
16th percentile
Loan-to-share
35.92%
17th percentile

Growth

Member growth YoY
-1.26%
52th percentile
Asset growth YoY
6.09%
80th percentile
Loan growth YoY
-13.42%
15th percentile
Share growth YoY
6.07%
81th percentile

Operations

Members / branch
1,137
52th percentile
Assets / member
$12,968
76th percentile
Field of membership penetration
11.09%
24th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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