Everman Parkway

Fort Worth, TX · 2 · Charter #67456 · www.epcreditunion.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.9M
20th percentile
Members
557
20th percentile
Total loans
$2.1M
24th percentile
Total shares
$2.3M
17th percentile

Profitability

Return on assets
0.18%
22th percentile
Net interest margin
5.71%
93th percentile
Efficiency ratio
84.91%
17th percentile
Non-interest income ratio
13.09%
63th percentile

Capital & Risk

Net worth ratio
36.03%
95th percentile
Delinquency rate
1.40%
33th percentile
Net charge-off rate
1.38%
11th percentile
Loan-to-share
91.14%
88th percentile

Growth

Member growth YoY
-5.75%
14th percentile
Asset growth YoY
-3.37%
23th percentile
Loan growth YoY
-10.75%
22th percentile
Share growth YoY
-11.05%
7th percentile

Operations

Members / branch
557
26th percentile
Assets / member
$7,026
31th percentile
Field of membership penetration
55.70%
72th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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