Ouachita Valley

West Monroe, LA · 1 · Charter #10181 · www.ouachitavalleyfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$444.2M
50th percentile
Members
36,457
68th percentile
Total loans
$292.5M
49th percentile
Total shares
$403.5M
54th percentile

Profitability

Return on assets
2.00%
95th percentile
Net interest margin
3.50%
54th percentile
Efficiency ratio
53.14%
72th percentile
Non-interest income ratio
34.63%
97th percentile

Capital & Risk

Net worth ratio
12.99%
77th percentile
Delinquency rate
0.77%
44th percentile
Net charge-off rate
0.48%
42th percentile
Loan-to-share
72.49%
31th percentile

Growth

Member growth YoY
2.64%
74th percentile
Asset growth YoY
12.41%
93th percentile
Loan growth YoY
5.93%
60th percentile
Share growth YoY
14.21%
96th percentile

Operations

Members / branch
6,076
74th percentile
Assets / member
$12,185
14th percentile
Field of membership penetration
8.80%
70th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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